The topic “farmers insurance open” is currently trending due to heightened interest surrounding the 2026 Farmers Insurance Open, a significant event in the PGA Tour calendar. This year’s edition is garnering attention as it features notable players, including Brooks Koepka, who is making a return to the PGA Tour. His participation has likely sparked curiosity among golf fans, contributing to the high search interest.
Additionally, the ongoing rounds of the tournament, such as the Friday tee times and player groupings, have become focal points for golf enthusiasts. Updates on leaderboards and player performances are critical for fans following the tournament closely, thus driving more searches as people seek current information.
With the Farmers Insurance Open being held at the prestigious Torrey Pines golf course, the event is not only well-known among avid golfers but also attracts casual fans due to its reputation and competitive field. The combination of player returns, in-season excitement, and real-time updates has ultimately resulted in over 20,000 searches related to the event.
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Internet Reacts
A
Post has been locked per OP’s request.
T
NTA If someone else has an accident while driving your car, you could be held legally responsible for any expenses beyond your insurance coverage. And your insurance may deny any claims because these other people aren’t covered drivers on your policy. This is a HUGE financial risk. HUGE.
H
Genuinely it’s been my concern for months and has been such a source of stress and anxiety for me. We’re doing this favor but at what expense?
W
You could be sued for anything that happens when she is driving. They could literally cost you a 5 figure settlement if they got in an accident. Can you afford that?
_
Not to mention if she hurts someone else, you’ll be responsible as the owner.
P
You could lose EVERYTHING….plus, is she covered at all with your policy. I’d bet your insurance could deny a claim if she gets into an accident in/with your car. And DO NOT try to commit insurance fraud. At some point your husband needs to be a grown up & say NO….not put you in a position to be the bad guy.
A
A friend told me of a co-worker that this happened to. His friend had lent out the car, big accident, bodily injuries. The car owner had to pay out untold thousands, and sell their home. It was an awful story, true, and one I never forgot.
M
I can say I have seen this so many times, telling an insured your claim is denied some random was driving your car daily! You never put them on your insurance policy? Well the person was hurt and car totaled, $75,000 later the hurt party’s insurance company sued for all the money with a lien against the home for the 75k . Imagine trying to sell a home and you have to stop the sale because 75k needs to be generated in “excess” to pay off the lien. Its absolutely heartbreaking.
E
This right here. Get your car back.
T
Hell, try six figure.
B
This is HUGE! Your husband made them an authorized driver. Any wreck, and damage they cause is on you and your insurance. Any damages (medical, vehicle, etc) in excess of the policy limits would be a liability on YOU and would come out of your funds. Any unpaid tolls – on you! Used for nefarious purposes – you could possibly be pulled in as an accomplice. Get the Car back now.
_
Only 5 figures? My brother-in-law was killed in a car crash. His life was worth more than $99,999 to his family.
B
So let her walk home. Don’t let your husband guilt and manipulate you into letting this keep going on.
J
Husband is one of those people who needs to look good in the eyes of others, to the detriment of their spouse.
L
This was my father, but it wasn’t only to the detriment his spouse. It was to the detriment of his children, and anyone else who might’ve depended on him (like his elderly mother). My parents divorced the year I went to college and I’ve been no contact with him for over 20 years.
N
Why is he so concerned about what happens to her anyway? He should be more concerned about how the coworker has played them like a fiddle all this time! If he’s so concerned about her walking home, let her drive home and retrieve the car. But get the car back now!
M
Yes- OP should have agreed immediately to husband bringing the car home.
O
The husband is a fool to allow this and even consider doing this. He’s putting his family at risk of losing everything. He has a baby on the way, he should’ve been solely concerned about his wife and baby, not this person. The stupidity is so irritating to me lol.
W
Let her walk home. Like she is a child, your dependent child, incapable of taking any action on her own behalf. A helpless, lost starving child, cast into the wilderness. Some people, when extended a favour, will milk it for all it’s worth and expect more. These people are *users* and should be cut loose.
B
Get your car back today.
M
If your insurance company finds out unscheduled drivers are using your vehicle your policy could be cancelled as this is a Material Misrepresentation. The insurance application and renewal documents are LEGAL documents where use disclose your usage of the vehicle, including who has care, custody and control. It is against the law to misrepresent this. If you renewed without disclosing their use of the vehicle it is *Insurance Fraud*. This is very very bad. Add on top of this the legal liabilities for any losses they accrue while driving and you could lose everything. If they have an accident and someone dies, you are on the hook. Your insurance company will do everything they can to deny the claim and not payout. And even if the do approve the claim (as someone else mentioned) it will only payout to your limit. Mist policies have a General Liability limit of $1m or less. If it is a death or catastrophic bodily injury claim the loss could easily exceed this limit, and you would be responsible for anything over your limit. This could drain.your savings to the point you lose your house and any other major assets you own. It could ruin you. You would be virtually uninsurable, or if tou find insuranceto that will write you a policy it would be financially prohibitive. GET YOUR CAR BACK ASAP. If not there needs to be a rental contract and THEY need to insure it. Which they probably cant, because of the previous accident. This whole thing is bad, bad, bad, bad!!! Source: license insurance agent
M
Very kind of you to point out the staggering risk that the OP is taking. Can you imagine needing to handle some horrible legal predicament at this period in her life? UGH.
P
I NEVER let others drive my car. I will give people a ride if they need it but they are NOT driving it. I could not care less what people think about me for that. Go and get the car back NOW.
N
same. people ask occasionally. I find it offensive. I lent my car to my ex once and he almost hit another car dropping me off at my house before taking it. then he argued with me about bringing it back at 10:00 p.m. instead of 2:00 a.m. like he wanted to. absa f\*\*\*\*\*\* lutley not
G
For him the expense doesn’t matter as long as he gets his ego boost from being a people pleaser who doesn’t care about the impact on his partner
H
>My husband is genuinely very kind. He goes out of his way to help friends and family and is the first to volunteer if someone needs help. When I read something like that my first thought is “at whose expense?” Because alarmingly often people like that are good and kind at their _immidiate_ family’s expense.
K
My husband is the same way. He will help others and make me the ‘bad guy’ when I give him the common sense response. It’s aggravating, because he’s always the ‘good guy’, and I’m the B.
B
Yes, and OP’s husband set her up from the very outset by telling the (really *very* bold!) coworker he was fine with her borrowing the car, but OP got the final word. (He *should* have told her no—but failing that, “Oh—I don’t know! I’ll have to talk it over with my wife.”)
L
Bingo!
O
Give them 24 hours to bring the car to your house or somewhere else you can get it if they don’t file a police report. Stop letting them use the car and your husband is an AH. Not his car, not his decision. Period
C
You’re under-reacting to the situation. Your financial responsibility could be devastating. Hubby started the situation, he should finish it and demand the car back. If you’re the owner, put your foot down immediately. They’re causing wear and tear and lowering the resale value of you car. Seriously. Stop dragging your feet and get your car back.
M
How much do you want to bet that the vehicle will be a mess when she gets it back? (Well, if she gets it back.)
H
It is concerning how willing OP is to have her voice not heard even when she knows she is right. This is a big concern.
F
Girl, you’re pregnant and your husband has been letting this stress harm your baby?
M
Stress effects the baby. Go get your car right now.
S
God forbid she kills someone and you’ll be held responsible.
P
NTA. You should get your car back, before they devalue it even more. And what happens if she gets in an accident??
S
NTA Please get the car back asap. You helped and they abused it. I understand your husband is kind and wants to help but now it’s at your expense
O
The only expense is your husband losing out on a friend. This has literally NOTHING to do with you
W
I think this is the kind of thing you can’t keep being nice any more. If co worker has to walk home, then so be it. Car needs to be returned right this second. Make husband uber to their place TODAY and drive it home. Best of luck op
P
ALSO: is she actually on your insurance?? Or are you going about it illegally?
C
Take your license plates back. Can’t drive it without plates. Or threaten to report it stolen.
U
The favor is over. Just because you offer something it doesn’t mean the person can open endedly help themselves or there is no expiration on it. She should have been grateful for every day she had a free car, but now she’s acting greedy like shes entitled to your car. It’s actually crazy. You have a baby coming. Sell that car and get some money. You love your husband for being nice? Nice isn’t giving YOUR car away.
T
At your own, unfortunately. Get your car back, and have an adult conversation with your guy.
I
My sisters bf borrowed my parents spare car. He returned it totally ruined
D
I think that this is your out. You were talking to insurance, and long term car loans are not ok. They either need to buy the car or return it, as it will be uninsurable soon. (Uninsurable because you don’t want to pay the insurance any more, but, whatever.)
P
The insurance company can also dump you after. Then you’ll have to try and find insurance, which will be really high in price.
T
Insurance agent here. Can confirm.
W
I used to work in insurance. This is such a not good thing to do. You are basically invalidating your insurance by allowing them to drive your car. You would be personally responsible if they had a an accident because your insurance can claim that they didn’t know you loaned car out. Get it back ASAP. Sell it and get it off your insurance.
S
I am right in the middle of this kind of situation. I asked my mom to move one of my vehicles off the street into the driveway after my son went to work. My mom said sure and when she was backing up on the street, she hit a neighbor‘s car lightly at like 3 miles an hour at the most the Neighbor came out had a fit called cops and now finding out my insurance has decided they don’t want to cover because my mother was not a listed driver. Now, if all this kind of aggravation can happen and she was just moving it off the street into the driveway. I can’t even imagine what would happen if she would’ve hit somebody or ruined some property with my car. I have learned my lesson nobody drives my vehicles anymore not even my son. Edit to add she has to go to court tomorrow morning because the neighbors have pressed charges of hit and run. My 78-year-old mother who’s never had a ticket and never been in an accident is now got a record and her insurance is going to go up as mine is as well.
Additional Sources:
CBS Sports – 2026 Farmers Insurance Open leaderboard: Brooks Koepka makes PGA Tour return
GOLF.com – 2026 Farmers Insurance Open Friday tee times: Round 2 groupings
